No Win for DUI Victims

Unfortunately for the victim, being struck by a drunk driver is usually a no-win situation in terms of personal injury compensation. Most car insurance policies have an exclusionary provision for accidents involving a drunk driver. Simply put, the insurance company for the drunk driver is likely to decline representation and coverage, leaving the victim injured not just physically but also financially.

Under such circumstances, the victim is left to initiate a lawsuit against the driver’s personal assets and/or  against their own household policy, if there is one. There may be a possibility to file claim with MVIAC, a State fund of last resort, however, it is questionable as to whether or not, such claim will be honored. More information regarding MVIAC coverage can be found at http://www.mvaic.com/

The drunk driver facing criminal charges does not provide proper relief for the injured person.